Airtel revised their previous money transaction charges on July 2026 which increased the fees users pay to move money to other mobile networks. Currently, sending money from Airtel to Airtel costs nothing, sending KSh 500 to MPESA costs KSh 7 and withdrawing KSh 500 from an Airtel agent costs KSh 29. Sending the other way, from MPESA to Airtel Money, costs the same fee because both networks charge by the same bands.
Airtel Money Charges 2026: By Amount
The table below shows Airtel Money charges for the amounts Kenyans transact most. The first fee column covers sending to another network, such as MPESA. The second covers withdrawing cash at an agent.
| Amount (KSh) | Send to MPESA or T-Kash (KSh) | Withdraw at an Airtel agent (KSh) |
| 500 | 7 | 29 |
| 1,000 | 13 | 29 |
| 2,500 | 33 | 29 |
| 3,000 | 53 | 52 |
| 5,000 | 57 | 69 |
| 6,000 | 78 | 87 |
| 10,000 | 90 | 115 |
| 15,000 | 100 | 167 |
| 20,000 | 105 | 185 |
| 30,000 | 108 | 197 |
| 50,000 | 108 | 278 |
Airtel Money to MPESA Charges
Airtel Money charges for sending to MPESA run from KSh 7 to KSh 108, depending on the amount. Sending KSh 100 or less is free, and the fee stops rising at KSh 108 once you send more than KSh 20,000. You pay the fee as the sender, and the same fee applies when you send to other networks such as T-Kash. Here is the summary of transaction cost when you send money from Airtel Money to Mpesa.
| Amount (KSh) | Fee to MPESA (KSh) |
| 10 to 100 | Free |
| 101 to 500 | 7 |
| 501 to 1,000 | 13 |
| 1,001 to 1,500 | 23 |
| 1,501 to 2,500 | 33 |
| 2,501 to 3,500 | 53 |
| 3,501 to 5,000 | 57 |
| 5,001 to 7,500 | 78 |
| 7,501 to 10,000 | 90 |
| 10,001 to 15,000 | 100 |
| 15,001 to 20,000 | 105 |
| 20,001 to 250,000 | 108 |
MPESA to Airtel Money Charges
Sending from MPESA to Airtel Money costs the same fee as sending the other way, because Safaricom and Airtel use the same bands. You pay Safaricom’s fee as the sender. For the full MPESA tariff, read our MPESA charges guide.
| Amount (KSh) | Fee from MPESA to Airtel Money (KSh) |
| 100 | Free |
| 500 | 7 |
| 1,000 | 13 |
| 5,000 | 57 |
| 10,000 | 90 |
| 20,000 | 105 |
| 50,000 | 108 |
Sending KSh 100 or less is free in this direction too.
Airtel Money Withdrawal Fees at Agents
You pay a fee each time you withdraw cash at an Airtel Money agent. The fee stays at KSh 29 for any amount from KSh 101 to KSh 2,500, then climbs as the amount grows. You cannot withdraw less than KSh 50, and you need your original National ID or Kenyan passport.
| Amount (KSh) | Withdrawal fee (KSh) |
| 10 to 49 | Not available |
| 50 to 100 | 11 |
| 101 to 2,500 | 29 |
| 2,501 to 3,500 | 52 |
| 3,501 to 5,000 | 69 |
| 5,001 to 7,500 | 87 |
| 7,501 to 10,000 | 115 |
| 10,001 to 15,000 | 167 |
| 15,001 to 20,000 | 185 |
| 20,001 to 35,000 | 197 |
| 35,001 to 50,000 | 278 |
| 50,001 to 250,000 | 309 |
Airtel to Airtel Money Charges: Transactions costs Ksh 0
Sending money from one Airtel Money wallet to another costs KSh 0 at every amount up to the KSh 250,000 limit. We sent KSh 500 and paid nothing. The saving grows with the amount. For example, sending KSh 20,000 to another Airtel Money wallet costs KSh 0, while sending the same amount to an MPESA number costs KSh 105.
Airtel Money Charges FAQs
How much does Airtel Money charge to send money to MPESA?
KSh 7 for KSh 500, KSh 13 for KSh 1,000 and KSh 108 for any amount above KSh 20,000. Sending KSh 100 or less is free.
How much does it cost to send money from MPESA to Airtel Money?
The same fee. For example, you pay KSh 7 to send KSh 500 and KSh 90 to send KSh 10,000.
How much does it cost to withdraw from Airtel Money at an agent?
KSh 29 for any amount from KSh 101 to KSh 2,500. Withdrawing KSh 10,000 costs KSh 115.
Is Airtel to Airtel Money free?
Yes, currently at every amount.
What is the maximum you can send or withdraw?
KSh 250,000 per transaction and KSh 500,000 a day. Your Airtel Money account can hold KSh 500,000.
